Qualification requirements
Last reviewed: June 2026
We review every application using the same objective criteria below. Knowing them up front helps you apply with confidence.
Equal Housing Opportunity. Croskey Real Estate complies with all federal, state, and local fair housing laws and evaluates every applicant by the same criteria, without regard to membership in any protected class.
Who must apply
Everyone 18 or older who will live in the home must submit a separate application.
Application fee
$45 per applicant, nonrefundable, except where prohibited by law.
Credit
- Minimum combined credit score of 500.
- Scores from 500 to 550 require the security deposit plus first and last months of rent before move-in.
Income
- Standard approval: combined gross monthly income of at least 3 times the rent (rent no more than 33.33% of income).
- Conditional approval: at least 2.5 times the rent (rent up to 40% of income).
Rental history
Please provide six months of bank statements showing rent payments, canceled rent checks, or rent receipts.
Background
We review background on a case-by-case basis, consistent with applicable law. Manufacturing or distributing a controlled substance results in denial; other matters are weighed individually.
Automatic declines
- Evictions within the past 4 years.
- A landlord collection within the past 5 years.
- A credit score below 500.
Qualification questions, answered
What credit score do I need to rent?
A minimum combined credit score of 500. Scores from 500 to 550 require the security deposit plus first and last months of rent before move-in.
How much income do I need to qualify?
Standard approval requires combined gross monthly income of at least 3 times the rent, so rent is no more than 33.33% of income. Conditional approval requires at least 2.5 times the rent, with rent up to 40% of income.
How much is the application fee, and who has to apply?
$45 per applicant, nonrefundable, except where prohibited by law. Everyone 18 or older who will live in the home submits a separate application.
What automatically disqualifies an application?
An eviction within the past 4 years, a landlord collection within the past 5 years, or a credit score below 500.
What do I need to show for rental history?
Provide six months of bank statements showing rent payments, canceled rent checks, or rent receipts.